FREQUENTLY ASKED QUESTIONS
What type of clients does HWM serve?
HWM offers its investment services to various types of clients, including individuals and high-net-worth individuals, retirees, trusts, estates, pension and profit-sharing plans, charitable organizations, corporations, and other legal entities.
Is there a minimum amount required in order to open and/or maintain an account with HWM?
HWM does not require its clients to maintain a minimum amount of assets as a condition to opening or maintaining an investment advisory relationship with the firm. However, the size of the account (assets under management) may be used to determine the investment advisory fees.
How does compensation for investment advisory services work?
Compensation for investment advisory services is calculated in accordance with the terms of the investment advisory services agreement. HWM does not charge fees prior to investment advisory services. HWM's investment advisory fees are based upon the client's assets under management, are assessed on a quarterly basis, and generally follow a fee schedule.
Are investment advisory fees tax deductible?
Yes. For most individuals, investment advisory fees are investment expenses, treated as miscellaneous itemized deductions. However, you should consult with your tax adviser about whether you may receive a tax benefit for investment advisory fees.
How can I get started?
HWM believes that each client has unique financial needs and goals, which require client-tailored services. To get started, please contact HWM today to set up a consultation with one of our investment advisers. See contact information.
Is there a cost for the initial consultation?
No. HWM does not charge for consultations or meetings. We are happy to meet with people and answer all their questions.
What is HWM's investment philosophy?
Please refer to our philosophy section to learn all about HWM's investment philosophy. You may also find useful information in our firm's ADV Firm Brochure.
How does HWM select investments for a client?
Each client is unique, and HWM provides customized investment strategies based on a client's particular investment objectives, financial plan, and risk tolerance.
HWM offers its investment services to various types of clients, including individuals and high-net-worth individuals, retirees, trusts, estates, pension and profit-sharing plans, charitable organizations, corporations, and other legal entities.
Is there a minimum amount required in order to open and/or maintain an account with HWM?
HWM does not require its clients to maintain a minimum amount of assets as a condition to opening or maintaining an investment advisory relationship with the firm. However, the size of the account (assets under management) may be used to determine the investment advisory fees.
How does compensation for investment advisory services work?
Compensation for investment advisory services is calculated in accordance with the terms of the investment advisory services agreement. HWM does not charge fees prior to investment advisory services. HWM's investment advisory fees are based upon the client's assets under management, are assessed on a quarterly basis, and generally follow a fee schedule.
Are investment advisory fees tax deductible?
Yes. For most individuals, investment advisory fees are investment expenses, treated as miscellaneous itemized deductions. However, you should consult with your tax adviser about whether you may receive a tax benefit for investment advisory fees.
How can I get started?
HWM believes that each client has unique financial needs and goals, which require client-tailored services. To get started, please contact HWM today to set up a consultation with one of our investment advisers. See contact information.
Is there a cost for the initial consultation?
No. HWM does not charge for consultations or meetings. We are happy to meet with people and answer all their questions.
What is HWM's investment philosophy?
Please refer to our philosophy section to learn all about HWM's investment philosophy. You may also find useful information in our firm's ADV Firm Brochure.
How does HWM select investments for a client?
Each client is unique, and HWM provides customized investment strategies based on a client's particular investment objectives, financial plan, and risk tolerance.